Rubean AG, a rapidly growing FinTech company based in Munich, is on track for significant revenue growth and profitability, according to statements made by Co-CEO Jochen Pielage at the annual shareholders' meeting. The company expects consolidated revenue for 2026 to reach between 5.0 million and 6.0 million euros, a substantial increase from 3.71 million euros in the previous year. In the first half of 2026, revenue grew by approximately 50 percent to 2.4 million euros, driven largely by a surge in recurring revenue from its SoftPOS software.
Pielage highlighted that recurring revenue—fees generated from the use of Rubean's software point-of-sale terminals—is expected to account for half of the 2026 annual revenue, up from a lower share in 2025. This shift is particularly important because recurring revenue is highly profitable and provides a stable income stream. The company's SoftPOS solution transforms traditional card readers into a software app, enabling retailers to accept cashless and mobile payments without the need for additional hardware. This innovation has made Rubean a market leader in Germany and Spain.
The positive trajectory is expected to continue into 2027. Pielage stated, "Thanks to the continued significant growth in recurring revenue, we will reach monthly breakeven in 2027 and close the entire year with a positive net income for the first time." This milestone would mark a turning point for the company, which has been investing heavily in expansion.
Rubean has expanded its footprint across Europe and the Americas. The company now collaborates with 19 major banks, including the German Sparkassen, BBVA in Spain, and Commerzbank, as well as internationally active payment service providers in Europe, North America, and South America. Pielage noted, "The groundwork has been laid for expanding a very successful sales operation, especially with the help of my new colleague on the Executive Board, Stephan Kuck."
Rubean's technology allows merchants to accept card payments directly on their smartphones without additional devices. This solution supports girocard (EC card) in Germany, making it unique in the market. The company's growth is fueled by the increasing demand for cashless payment options and the scalability of its software-only approach. For more information, visit www.rubean.com.
