Sell My Structured Settlement for Cash (SMSSC), an education and quote platform for individuals considering the sale of structured settlement, annuity, or lottery payments, announced its nationwide launch today. The platform aims to demystify a process that is often opaque and confusing, offering resources to help payment holders make informed decisions.
Structured settlement sales are court-supervised transactions governed by state-specific Structured Settlement Protection Acts. SMSSC addresses this complexity with more than 60 plain-English guides covering topics such as the court approval process, discount rates, taxes, and alternatives to selling. The platform also includes state pages for all 50 states and the District of Columbia. All content is reviewed by named experts, and the company publishes its editorial standards at sellmystructuredsettlementcash.com/editorial-standards/.
To help payment holders understand offers before signing anything, SMSSC offers three free calculators, including a decoder that reveals the implied discount rate of any offer they have already received. This transparency is a key differentiator in an industry where hidden fees and confusing terms are common.
Alongside the platform, the company released a free public data library for journalists, researchers, and consumer advocates at sellmystructuredsettlementcash.com/cite-us/. The library includes a 51-jurisdiction Structured Settlement Protection Act statute table, 2026 lottery tax rates by state, a directory of courts where transfer petitions are filed in 87 metro areas, and a status tracker for annuity issuers. All datasets are free to reuse under a Creative Commons license.
“We built the site we wished existed when we started researching this industry. Every number on it is sourced, the people who review the content are named, and the reference data behind it is free for anyone to check our work,” said a company spokesperson.
SMSSC's funding partner, Genex Capital, is A+ rated by the BBB and has served more than 50,000 clients since 2003, completing over $1.2 billion in transactions with a 95 percent court approval rate. Every SMSSC quote carries the Genex Guaranty: a price match promise, no surprises between the quoted and final net amount, and legal costs covered by the funding partner.
The process for selling payments is consistent across states: a written quote that discloses the discount rate, document signing via DocuSign or notary at no cost, a transfer petition filed with the court by the funding partner's legal team, and funding approximately three business days after court approval.
This launch is significant because it addresses a critical need for consumer education in a financial transaction that can have long-term consequences. By providing transparent information and free tools, SMSSC empowers individuals to make better decisions about their financial future.
